← Browse all charts Chart intent Is the 10Y-3M curve inverted, normalizing, or re-steepening?

Market Signal

10Y Minus 3M Treasury Yield Spread

A policy-sensitive curve spread that compares the 10-year Treasury yield with the 3-month bill yield, making inversion and re-steepening easy to track.

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The latest series values are listed below the chart. Visible-window CSV and full-history JSON downloads are available above.

How To Read It

  • Negative readings mean the 3-month yield is above the 10-year yield and this section of the curve is inverted.
  • A move back toward zero or above it is re-steepening, but the full curve board shows whether short yields fell, long yields rose, or both.
  • The direction and speed of the move matter more than treating any single threshold as a timing signal.
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